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Saving up money can be a daunting task especially when it seems as if you don't spend much money in the first place. You might give your life a cursory overview and think to yourself that there really isn't any other thing you could do to save up more money just short of living like a miser.

But that's where you are wrong, you can save your money every week by making a few slight changes to your lifestyle. You don't necessarily have to pinch pennies while buffering your savings account. 

There are just a few things that you can adopt to make a huge difference in your savings.

1. Save money by preparing your meals

Most times we don't even think anything about spending close to or more than $10 on lunch a day but if you calculate the expense spent on lunch in the long term, you would realize that you spend a lot of money that could be saved. 

In a week alone, you put away $50 or more which would have been about $20 if you prepared your own lunches.

2. Do away with bad habits

Some of the bad habits that we cultivate are a drain on our money. Drugs, smoking, name it. Someone who smokes about 2 packs of cigarettes a day would find out that he spends a lot of money to keep himself in that bad habit. It's not just that he would be spending a lot of money per year on cigarettes; it's also the potential money he would have to spend on health bills if he develops a complication from his habitual smoking. 

Another way in which bad habits like smoking funnels away a good sum of money is in insurance payments. People who smoke pay a lot more on their insurance than others. 

If it is impossible for you to stop smoking, perhaps you can cut down your normal intake and save some money from that avenue.

3. Try to get discounts

If you must eat outside, then you might as well get loyalty discounts from the fast foods that you frequent. The discounts would either remove a percentage of your bills or would offer you one free meal. So when you make a stop for dinner tonight, be sure to apply for the loyalty discount. It would save you a good amount of money by the week.

4. Stay away from the ATM

Although a very convenient invention that allows us to access our money even in places where there might be no banks or when the banks are closed, the ATM is another avenue through which we unnecessarily spend our money. Once you go to withdraw, the ATM collects a fixed amount of money from your account. So to save that money, why don't you try to plan your financial budget way ahead of time. You can decide to visit your bank every Friday during your lunch break and withdraw the amount of money that your would need the next week. This would not only eliminate the money that the ATM collects, it would also help you live within a budget and save even more money. If you absolutely must visit an ATM, you could try visiting your Banks ATM to avoid the charges.

5. You don't need to get that haircut every 2 weeks

Most people have a fixed time that a particular haircut would last and once the time is up, it doesn't really matter the state of the haircut, they would still get another one. Grooming costs a pretty penny and if you are making a trip to the groomers every 2 weeks, you might want to space that out a bit. So instead of getting a haircut every 2 weeks, how about getting a haircut every 3 weeks or month depending on the state of your hair.

6. Get better deals on entertainment

Entertainment is something that everyone needs in their lives and it can be costly to get entertained. Instead of always paying a full prize for your entertainment why don't you subscribe to sites that would keep you informed about where the cheapest entertainment deals are. That would go a long way to saving quite a bit of money.

7. Save some money on your bills

You can save quite a bit from your bills by not always running the thermostat. Just having the temperature of your place a few degrees lower would go a long way to saving you some money on the bills.

8. Plan your food

Planning your food is said majorly to people who complain of not having enough time to prepare healthy meals. It can save you some money too. If you plan your meals, you would buy and prepare your food for the entire week over the weekend and save yourself any impulsive buying.

9. Put away more money

Everybody has that one account that is being built up for times when they don't have anything. For some people it is the retirement account, while for others it is a nest egg account. It doesn't matter what that account means to you. What matters is that you put in some money into it every week.

10. Try to get the best insurance deals

Call up your insurance company and find out if they offer better deals on your type of insurance. If they do, then you get on that deal and save yourself some money. If your current insurance company is not doing it for you, then you can try another one. You would definitely find an insurance company that would offer you the deal of a lifetime.

11. Stop using cable.

Cable costs a whole lot of money in subscription every month. But why would you pay an exorbitant fee for cable when you can enjoy the same channels and the same shows that you watch on other cheaper sites like Hulu. So discontinue your subscription today and settle down for Netflix.

12. You don't need that gym membership

Truly, you don't need to spend that much money on a gym membership that you mostly don't even use. You can still be fit with the basic exercises at home. If those are not enough for you then you can follow an online exercise session. If you love the gym and all of its machines, you also can spend less by checking with your company to know if they give any bonuses like free gym membership.

13. Save some money from transport

Commuting to work is usually unavoidable and can also cost you quite some money spent in gas and car maintenance. You could try to take the bus to work or find some other way to save a bit on gas and cat maintenance.

14. Try to buy in bulk

Most things that we buy in singles can be a lot cheaper if we bought them in bulk so you and a few of your friends could pool your resources together to go grocery shopping together and in bulk and then share it. That way, each of you gets to save a few dollars every week and over time, that could add up to some appreciable amount of money.


We all can save if only we would cut out the unnecessary and try to do things for ourselves instead of paying for them all the time.

14 Things You Can Do to Save Money This Week

By Admin → Thursday, March 8, 2018
A Better Way to Do the 52-Week Money Saving Challenge

The 52-week money saving challenge is proved to be a massive and great tip to follow in order to save some not bad cash at the end of every year. We are in a world that become running fast, we should have also a method to be able to adapt with this change.

We basically cherish keeping track of who's winning and feeling like we're gaining ground toward an objective. Furthermore, that clarifies the prominence of one amusement tip that numerous individuals use to enable them to collect cash with the 52-Week Money Challenge. Accomplishing your cash objectives is a long-term duty.

Simple Method to follow for better Money saving challenge experience

Begin the test by securing only $1 in the main week, the following week you would spare $2, $3 and so on. In addition, before the year's is over, you will spare $1378 easily. There are a couple of ways you can supercharge your reserve funds.

In case you're somebody who likes to jump into the profound end, you could likewise do the turnaround 52-week cash challenge, where you begin with approximately $52 in the primary week and work your way down till the end of the week. This is awesome for individuals who wind up with an additional whirlwind of inspiration toward the start of the year.  However, rapidly lose all of their earnings.

What is good about using a fixed amount of money in the week challenge?

Furthermore, there is something fulfilling about just parting with $1 in the last seven days stretch of the test. Regardless of which strategy you pick, the most straightforward approach to guarantee a successful method of earning, it is feeling comfortable setting up an immediate charge for every seven days stretch of the year. In this case you could likewise simply level it out into level with increases.

For example, $26.50 every week in case you are doing all the necessary and the fundamental test, or even $53 every week in case you're doing twofold. However, that is does not really sound fun at all. Obviously, a large portion of the fight with a test like this one is keeping yourself responsible, so you do not subtly spend out your immediate charge earnings when you have a very urgent need for spending money on unnecessary stuff of everyday life.

In other words, you want to feel free using all your money, investing in unnecessary things as to buy so many clothes that you will not use I a daily basis.

52-Week Money Saving Challenge

The 52-Week Money Challenge 

Commence by stocking ceaselessly only $1 in the principal seven day stretch of the year, and after that start bit by bit increasing your saving by a dollar a week during the year. In a result you keep $2 in Week 2, $3 in Week 3, and so on, until the point that you are able to keep $1,378 savings before the end of the year.

How to win the 52-Week Money Challenge? And what is the better way to do that?
One of the hardest parts about saving cash is sticking in your word not to spend those dollars on entertainment means, or insignificant stuffs. That is the reasons why you can start using a calculating machine to keep you stick in your promise not spending the money dedicated to the 52-money challenge.

Most recognized banks have refined on the web and provide managing your account, which enable you to set up programmed stores on whatever timetable you need each Friday, or each payday, or whatever works for your calendar.

Some of these Bank service even enable you to approve exchanges by means of instant message, making it simple to adhere to the test.  The other beneficial part about keeping cash in a manageable account bank is really having the money available to stuff every week but cannot take it as well as fighting the temptation to take it.

In a result to that, setting up a high-premium investment account on the web, can naturally deduct cash and preserve it so you want spend it.

Make a month and week challenges

The typical method to do the 52 Week Money Challenge is through slow developing. In week 1, you spare $1. In week 2, you spare $2. Week 3, you spare $3. When you get to week 52, you'll be securing $52 for the week. Just set up a programmed investment funds store for $100 a month. At that point, every month, kick it up by $5 (or $10).

For instance, spare $100 in January, $105 in February, $110 in March, et cetera. By next December, you'll be sparing $155 a month and sitting on adjust of $1,530. For example, in case you use $10 increases, you'll have $1,860 set aside.

In this method, propelled savers or high workers who as of now have a significant just-in-case account may laugh amenably at the thought of sparing only a couple of dollars seven days in the early going. In case you are an expert saver or have a more forceful focus as a top priority, raise the stakes a bit by starting with $100 a week and keep with your commitments in increasing $2 day after day.

A Better Way to Do the 52-Week Money Saving Challenge

By Admin → Friday, February 23, 2018